Should I Have Pet Insurance?

Since you likely have insurance on your home, car, and even your life, it stands to reason that you may also want insurance to protect your pet for your visits to your veterinarian in Lawrence, KS. However, while almost 70% of households in America own a pet, only about one percent of pet owners have pet insurance. If you are wondering if you should invest in this unique insurance, here are some things to keep in mind.

How Much Does it Cost?a

Overall, the cost of pet insurance is very affordable. For dogs, the average cost is $22 per month, while for cats it is a bit lower at $16 per month. Should you have an exotic pet, such as a bird or snake, you can usually still find insurance, but it may cost more and you may have fewer coverage options.

You May Still Need to Pay Upfront for Treatment

Even if you have pet insurance on your beloved animal, you are still typically required to pay upfront for most procedures. Therefore, you should make sure you have the funds available to do so until your claim is processed.

It Won’t Cover Everything

Despite having pet insurance, it won’t cover everything. For example, routine wellness checks may not be covered, and certain genetic or hereditary conditions may also not be covered.

It May Save Your Pet’s Life

Depending on what is wrong with your pet and the costs that may be involved regarding treatment such as pet surgery, having pet insurance could potentially save your pet’s life. By having the insurance, you may be able to move forward with treatment in a more financially comfortable manner.

Should you be interested in learning more about the pros and cons associated with pet insurance, discuss this with your pet’s veterinarian in Lawrence, KS. By doing so, you’ll get your questions answered and be able to make a well-informed decision.